Conventional

Requirements

• Minimum FICO of 620
• -1% Down Payment Program
• -3% Down Payment Program
• -5% Down Payment with High Balance Program
• No Mortgage Insurance

FHA

Requirements and Offerings

• FICOs as Low as 580
• Up to 96.5% Loan-to-Value
• Gifts of Down Payment
• 3 Years from Short Sale
• 3 Years from Foreclosure
• 2 Years from Bankruptcy
• Flexible Debt-to-Income Ratio

VA

Requirements and Offerings

• Minimum FICO of 550
• 100% Loan-to-Value
• Free Appraisals
• Closing Cost Assistance
• No Mortgage Insurance
• Zero Down Payment

Jumbo Loans

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.

Alt-Doc Programs

• Bank Statement Loans
• ITIN Loans
• P & L Loans
• DSCR Loans

Down Payment Assistance

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.